Tightening the belt on your tailgate

Football season has arrived with tailgate parties in tow, and IH Mississippi Valley Credit Union has some advice to keep your wallet out of the red zone while getting your tailgate on.

First, plan ahead. Scout out your parking spot early, and know what it costs to park there. (Pro tip: parking closer to the stadium usually costs more!) Be sure to take a head count of expected guests so you can buy food accordingly, and then make a list of essentials to avoid last-minute expenses.

When you do buy food, keep it simple. There are hundreds of tailgate recipes available online to make sides, dips and treats for less than $1 a serving. Avoid pre-made platters; the convenience will cost you!

Providing plenty of sides will reduce the amount of meat you have to grill, which is likely the most expensive item on your menu. To be really money-savvy, turn the tailgate meal into a potluck by asking guests to bring a dish. (Pro tip: avoid the hassle of grilling with a crockpot of pulled pork for sandwiches.)

Use alternatives to the university-sold versions of tents and decorations. Using solid prints in your team’s colors can be just as spirited without the logo. If you can borrow the more expensive additions, like the tent or a fold-up table—even better!

Have your friends pitch in on gas, food and décor. The more people that chip in, the less expensive it becomes for you! Plus, the more the merrier when it comes to celebrating your team spirit. Bring a ball, a Frisbee and battery-operated speakers for entertainment, and you’ll be set for a tailgate that scores points with both your friends and your budget spreadsheet.

Keep in touch with IHMVCU for more easy ways to stay budget-savvy!

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Start the Process of Home Ownership with IHMVCU

Buying a home is one the biggest financial decisions you can make in your lifetime and that can leave you with a lot of questions. But consider this question:

Did you know that you can make the loan process more simple, straightforward and seamless with home mortgage loans through IHMVCU?

IHMVCU can help you understand all your options to not only make the process stress-free but also to provide you with the best fit for your lifestyle and budget. Our mortgage loan officers offer the most competitive rates and fees and handle every step of your purchase, from loan application to credit checks, until they hand over the keys to your brand new home.

Mortgage ChecklistGet pre-approved at IHMVCU with as little as a 20 minute conversation and proper documentation to close on your dream home without hassle or confusion. And, IHMVCU stands by you after the purchase to answer any questions you may have about servicing or refinancing your mortgage loan.

Use resources at www.ihmvcu.com to help you start the mortgage process today! Take advantage of our mortgage payment calculator, meet our dedicated financial team of experts, take a peek about how rates with IHMVCU compare to other institutions or even apply for your mortgage loan online!

Click here to start the process of home ownership!

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IHMVCU Newsletter – Summer 2014

Your copy of the Summer Newsletter will be arriving in your mailbox this week!

Featured Articles:
Coming Soon: Online Branch Update
Navigating the Mortgage Process Post 2008
CAFCU Merges with IHMVCU
Estate Planning Seminar
Get the Most out of Your Summer

Click here to read the entire newsletter early.


Online Branch Article      Mortgage Process Post 2008     Kewanee Merger     Estate Planning Seminar      Summer Advantage




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Know how to balance your checkbook

Pay your loan online!

A staggering 80 percent of American households pay bills and loans online.

Did you know that you can now pay your IHMVCU loans online from checking or savings accounts at ANY financial institution?

With Pay My Loan, you can pay any IHMVCU loan (expect partial mortgage payments) online without any login required. Just hop onto www.ihmvcu.org and click on the Pay My Loan button on the left side of the homepage. Plug in your checking or savings information and voila – loan payment made! You can even set Pay My Loan to make reoccurring payments biweekly, semi-monthly or monthly.

This free service is available to all IHMVCU members to help make paying your loan fast and easy. If your loan is through IH Mississippi Valley Credit Union save yourself time and energy by paying online today!

Click here to begin the process of online loan payments with IHMVCU!

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Enjoy Member Advantage perks this summer

School’s almost out for the summer which means endless opportunities for fun.

Did you know that IHMVCU members can take advantage of great perks to get your summer started off right?

Take the kids out of town for entertainment at Six Flags Great America, Adventureland and the Wisconsin Dells at rates that won’t break the bank. Or, keep your fun here in the Quad Cities with BOGO (buy one, get one free) tickets to the River Bandits all season long where your family can get an IHMVCU fast pass to jump to the front of the line and ride the brand new Ferris Wheel.

Or take advantage of BOGO ticket offers in June for the Operahouse Theatre in DeWitt, Westland 10 Theatre in Burlington or the Discovery Depot in Galesburg.

When summer comes to a close, IHMVCU has you covered for back to school shopping as well! Use your Visa for discounts on your child’s wardrobe at stores like GAP, Target, Kohl’s, Sam’s Club and more.

Whatever your prescription for fun this summer, IHMVCU has the member perks for you!

For all the details, visit https://www.ihmvcu.org/ma or follow us on Facebook.

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Make the smart choice for your student loans

Starting a college education can be a nerve-racking time, especially when it comes to money.

Did you know that IHMVCU offers student loans? Let us help you find the missing puzzle piece when it comes to financing your education.

As an IHMVCU member, you’re getting the competitive rates and lower fees when you choose us. So more of your dollars go toward education, and not financing it!

We even make sure that the loan money is sent directly to your school so you can spend more time studying, and less time worrying.

Once you’ve completed your education we’ll work with you to create a flexible payment plan.

Make the smart choice for you student loans by working with IH Mississippi Valley Credit Union. We can’t wait to say “Congrats, graduate!”

For more information about student loans with IHMVCU, visit https://www.ihmvcu.org/studentloans.

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IHMVCU announces plans to build in Prophetstown

IHMVCU Prophetstown branch rendering

IH Mississippi Valley Credit Union announced plans to build a new branch in Prophetstown, Illinois. The project is supported by both the Prophetstown City Council and Prophetstown Main Street Association.

The 1,500– 2,000-square-foot building, located on Washington Street, will feature a drive-up lane and 24-hour ATM. Construction of the full-service facility will begin this summer and open late 2014/early 2015. A ground-breaking ceremony will be held on July 15 in conjunction with a town-wide memorial to commemorate the first anniversary of the fire.

“We’ve been serving the Prophetstown community for more than 10 years,” says Dennis Hall, president of IH Mississippi Valley Credit Union. “When we learned of the devastating fire on Main Street, we were committed to helping the recovery efforts.”

IH Mississippi Valley Credit Union has 16 locations. It’s the largest credit union in the region and the seventh largest in the state. IHMVCU has nearly $900 million in assets and more than 100,000 members.

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